(for the purchase, use of regulatory/compliance templates and Advisory Services)
1. Who we are
These Terms and Conditions (“Terms”) apply to the sale and use of templates and advisory materials (“Templates”) provided by LuxRegDrafts.com (“Provider”).
2. What you are buying
- Templates are examples only.
- Templates are meant to help you draft your own internal policies, reports, or frameworks.
- They are not final documents and do not replace your own responsibility to adapt, approve, and implement them.
- No regulatory approval is given or implied.
3. Who is responsible
- You (the Client) are fully responsible for:
- Checking the Templates fit your organisation.
- Adapting them to your business, operations, and regulatory obligations.
- Approving and implementing them internally.
- Ensuring compliance with laws, CSSF circulars, and other regulations.
- If you are a regulated entity (ManCo, AIFM, Bank, Investment Firm, PSF etc.), you must obtain internal approvals and you may only use these templates under your own responsibility.
4. What we do not do
- We do not act as your Compliance Officer, RC, RR, MLRO, or other regulatory officer.
- We do not submit filings or communicate with regulators on your behalf.
- We do not guarantee that Templates are correct, complete, or accepted by regulators.
5. Delivery
- Templates are delivered electronically (Word, PDF, Excel, or similar).
- Delivery is made after payment, via email or secure download.
6. Fees and payment
- Prices are shown on the website before purchase.
- All payments are due in advance, unless agreed otherwise in writing.
- Fees are non-refundable once Templates are delivered unless mentioned otherwise on a product.
7. Confidentiality and data
- If you provide information, we will keep it confidential.
- Client data is stored securely and deleted as per our Privacy Policy unless required by law.
- Personal data is handled in line with GDPR and our Privacy Policy.
8. Intellectual property
- Templates are owned by the Provider.
- You receive a non-exclusive licence to use and adapt them inside your own organisation.
- You may not resell, share, or publish Templates outside your organisation.
9. Liability
- Templates are provided “as is” without warranty.
- The Provider is not liable for regulatory decisions, fines, or losses resulting from your use of Templates.
- Our total liability is limited to the amount you paid for the relevant Template.
10. Governing law
- These Terms are governed by the laws of Luxembourg.
- Any dispute will be handled by the courts of Luxembourg City.
11. Acceptance of Terms
By purchasing and/or downloading a Template, you confirm that you:
- Have read and understood these Terms.
- Accept that Templates are examples only.
- Take full responsibility for your use of them.